Privacy information

Loanrate.ca provides mortgage information and direct contact options. It does not use an online mortgage application or inquiry form.

What happens when you contact us?

Clicking a telephone, text or email link opens your device's corresponding application. If you contact Niraj, information you choose to provide is processed through those communication services. Avoid sharing SINs, banking passwords, account numbers or sensitive mortgage documents through ordinary text messages or unsecured email.

Website hosting and technical information

Our hosting provider may process technical information needed to deliver this site, such as IP addresses and request logs, subject to its service terms. At the time this package was prepared, no Google Analytics, Google Ads conversion tag, Meta Pixel or other third-party advertising tracking script is installed in these website files.

Campaign links

Links may contain campaign parameters such as utm_source and utm_campaign. The website uses session storage to retain only these non-sensitive campaign labels during a browsing session for optional first-party contact-click events. No visitor name, phone number, email address or financial details are included in these click events. No click events are transmitted to an external analytics service until separately configured.

Future analytics

If analytics or advertising pixels are enabled, this notice and any consent mechanisms should be updated before activation to reflect the actual data collected, purposes, service providers and your choices.

Questions

For questions about this website or its privacy practices, contact niraj.thakor@cibc.com.